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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Montvale, Ridgewood and Old Tappan real estate agent to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

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School Reports in Montvale, Ridgewood and Old Tappan, New Jersey
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  Schools in Montvale, Ridgewood and Old Tappan 



Real Estate Tips
Insurance >The Purpose of Title Insurance

When you finance a home through a lender, you will be required to purchase title insurance to cover the amount of your mortgage loan. At the closing you will be given the option to buy additional coverage to protect your investment.

Before the closing, the title company will order a title report to make sure the sellers actually own the home and that no one else has a legal interest in the property. This process will identify any potential title problems or liens. Title insurance covers you against any future claims that did not appear on the title report. It is a one-time charge that you pay at the closing of the transaction, and it covers your future equity up to a stated maximum amount as your property increases in value. It's a small price to pay to protect such a major investment.

See All Tips In The "Insurance" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
How did actress Jayne Mansfield decorate her Hollywood "Pink Palace" without buying any furniture?

A 
She wrote to furniture suppliers asking for free samples, telling them they could brag that their furniture was in her outrageous mansion. She received over $150,000 worth of free merchandise.
See More Real Estate Trivia >


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Barbara Nudelman, REALTOR®, real estate agent and broker for Montvale, Ridgewood and Old Tappan, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Barbara Nudelman, SRES
Broker/Sales Associate

Burgdorff ERA
32 North Broad St.
Ridgewood, NJ. 07450
Phone: 201-251-6664
Cell: 201-259-1524
Fax: 201-445-5625
Email: barbaranudelman@NUMBER1EXPERT.com


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